Today more than ever, consumers have the power of choice. Thousands of options abound for any product imaginable. The same goes for home financing. Polaris Home Funding Corporation, a national mortgage banking company, was founded with one goal in mind – extraordinary customer service. All we do is residential mortgages, and we take pride in doing them very well. We fund and underwrite mortgages for the largest lenders in the country. Polaris is dedicated to providing competitive home financing products, low closing costs, convenient and efficient services. In today’s environment everyone buying a home, or refinancing there current mortgage, needs a loan advisor that will provide honest, straight forward advice, with your best interest at heart. Obtaining a mortgage is the largest financial transaction that most of us will ever conduct. The fact is that today all banks and mortgage lenders pretty much offer the same products. The differences between lenders are the level of service, cost, professionalism, and integrity of advice provided. Our team of experienced mortgage loan officers are proud to say that we all operate by the principals of The Golden Rule "Do unto others as you would have them do unto you". Wouldn’t it be nice if everyone in our world operated by the same principal? When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Purchasing a new home can be a source of anxiety, frustration, and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

What We Offer

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the mortgage loan to best suit your individual needs.  We offer Conventional, FHA, VA, Jumbo and Rural Housing loans.  Most of our loans are closed with zero "points" and low or zero lender fees.  Be assured that Polaris will get your loan closed in a timely manner, with the majority of our mortgages are completed within 3 to 4 weeks. Preapprovals are done within 24 hours.

Contact us for current interest rates for your specific loan scenario.  We do not publish interes rates on our website because rates are subject to change daily,  rates can vary based upon each individual loan scenario, and rates vary based upon individual borrower qualifying criteria.  We choose to not offer "teaser" rates as many lenders do, becuase we want to take the time to assist you with straight forward, timely and accurate information.  Interest rates in 2012 have been terrific all year - hovering at or near historical lows!

Navigate our website to learn more about us and what we can do for you, visit our Lexington Kentucky office located off Harrodsburg Road near the double diamond intersection, or just give us a call at (859) 523-0559 and we will gladly assist you with your purchase or refinance home mortgage!

Corporate Office: Polaris Home Funding Corporation, 0-151 44th Street SW, Grandville, MI 49418, Phone (616) 667-9000.